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HOME DEVELOPMENT MUTUAL FUND "Pagibig Fund"
SERVICES AND PROGRAMS


Provident/Savings Benefit
Program of the Fund that offer its members a fast, easy and affordable way of saving for their future needs.

Pag-Ibig Overseas Program
The Pag-IBIG Overseas Program (POP) aims to provide the Filipino overseas workers/immigrants the opportunity to save for their future while giving them the chance to avail of a housing loan as much as P2,000,000.00.

Hdmf Housing Bonds
Pag-IBIG Housing Bonds (Series 2001-1) are bonds issued by the Home Development Mutual Fund to finance its housing loan program. It has a term of five (5) years and one(1) day. The Development Bank of the Philippines (DBP) is the Facility Agent/Trustee Bank.

RENT-TO-OWN PROGRAM
The Program is aimed at instituting a mechanism through which the HDMF shall further expedite the recovery of its investments in non-performing mortgage loans, and provide Pag-IBIG members, whose current income cannot sustain the monthly amortization on a Pag-IBIG housing loan, with a facility that will provide affordable housing, and ensure home ownership by the time they become eligible for such loan.

HOUSING LOAN RESTRUCTURING & PENALTY CONDONATION PROGRAM
These guidelines shall apply to all Pag-IBIG housing loan borrowers who wish to restructure their accounts for the following purposes:
  • To update or fully pay delinquent accounts;
  • To shorten or lengthen the term of the housing loan.
  • To avail of the two (2) interest rate structure provided under Section 4 of the Consolidated Guidelines of the Pag-IBIG Housing Loan Program (HDMF Circular No. 189-A) to housing loan borrowers whose accounts are updated.

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